About the role

We're looking for a Mid level PHP Engineer to join our US Loans team!

Our engineering organisation is home to over 200 talented engineers across backend, frontend, mobile, and platform disciplines.

You'll have the opportunity to work on everything from building and integrating new APIs to enhance the customer journey, to optimising our lending platforms, and engaging in deep architectural discussions. There's plenty to tackle, and we're excited to find the right people to take on the challenge

What we’re looking for

Essential

• 3+ years experience
• Strong, business oriented, engineer with modern PHP development experience (PHP 8.0+ is a must)
• High degree of ownership and autonomy
• A good understanding of a modern PHP framework like Symfony or Laravel
• Experience with Domain Driven Design, Message-Driven Systems and Event Sourcing would be a plus
• Strong automatic testing skills (unit, integration, functional, behat)

Desirable

• Experience working on financial systems
• A keen desire to want to learn and input into a highly collaborative team

Our Tech Stack

We believe in using the right tools for the job, and our stack reflects our commitment to modern, efficient development:

• Backend: PHP 8, Symfony 7, AWS, PostgreSQL, RabbitMQ, Docker, Kubernetes
• CI/CD: GitHub Actions and ArgoCD (we deploy to production as soon as a feature is complete!)
• Testing: Behat, PHPUnit

Interview process

We value your time and have designed an efficient process to get to know you:

1. A quick chat with one of our team to see if the role is a good match.
2. A practical take-home coding exercise for you to showcase your coding skills.
3. A technical interview to discuss your coding exercise and dive deeper into your skills.
4. A culture-add interview to assess how you'd thrive within our team and organisation.

About [Employer hidden — sign up to reveal]

[Employer hidden — sign up to reveal] is on a mission to build the world's best technology to help people get credit and save money.

• Founded in 2014
• Profitable since 2017
• Unicorn in 2021
• £3.5bn valuation in 2022
• Backed by Balderton, Goldman Sachs and Ontario Teachers' Pension Plan
• Loved by customers & employees with top reviews on Glassdoor and Trustpilot

So far, we've rebuilt the big three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers' hands in minutes instead of days. We're growing fast, and there's a lot more to do. We're going after the two biggest Western markets (UK and US) where trillions are held by big banks with dated systems and painful processes.

Life at [Employer hidden — sign up to reveal]

• The opportunity to scale up one of the world’s most successful fintech companies
• Best-in-class compensation, including equity
• You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas
• Our in-house chefs prepare fresh, healthy lunches in the office every Tuesday-Thursday
• We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance
• We're an equal opportunity employer and are keen to make [Employer hidden — sign up to reveal] the most inclusive and open workspace in London

Check out our Glassdoor Reviews

© [Employer hidden — sign up to reveal] 2026