Underwriter
SKILLS
FULL DESCRIPTION
Underwriter
Division: [Employer hidden — view at passion-project.co.uk] Motor Finance | Location: Doncaster, United Kingdom | Salary: Competitive Basic Salary + Benefits + Discretionary Bonus
At [Employer hidden — sign up to reveal] we look to recruit individuals from all different backgrounds. Join the [Employer hidden — sign up to reveal] Motor Finance Team where you will support our dealer partners and end customers by manually reviewing and processing motor finance proposals.
The Vacancy
OVERALL SUMMARY
At [Employer hidden — sign up to reveal] we look to recruit individuals from all different backgrounds and encourage you to apply even if you don’t tick every box. We celebrate diversity, promote inclusivity and are open to discuss flexible work options to help you balance your work and home life.
Join the [Employer hidden — sign up to reveal] Motor Finance Team where you will support our dealer partners and end customers by manually reviewing and processing motor finance proposals, whilst ensuring the business accepted by [Employer hidden — sign up to reveal] Motor Finance (CBMF) is within the business’ credit risk parameters.
Working as part of the Underwriting team our ideal team member will have previous experience in making the right decisions to ensure great outcomes for customers and dealer partners with excellent planning and organisational skills.
RESPONSIBILITIES
- Processing customer proposals and underwriting them in line with company policies and procedures.
- Liaising with motor dealer partners regarding the outcome / decisions of a proposal that has been underwritten.
- Negotiating with dealers, the figures and requirements to make the deal acceptable to [Employer hidden — sign up to reveal] and appropriate for the customer.
- Completing customer security checks.
- Processing the payment of funds to our dealer partners.
- Completing general administration tasks related to new business activity.
- Proactively record any regulatory incidents (within the [Employer hidden — sign up to reveal] regulatory requirements).
WE WOULD LOVE TO HEAR FROM YOU IF YOU HAVE:
- Excellent communication skills.
- Excellent IT Skills (MS Word, Excel and Outlook) with the ability to learn new systems.
- An ability to work well as part of a team collaboratively
- Experience in using decision-making skills.
- The ability to use and interpret information and data efficiently.
- A good attention to detail with high levels of accuracy.
- Experience of using negotiation skills within an operations process.
IT IS NOT ESSENTIAL BUT IT WOULD BE GREAT IF YOU HAVE:
- Knowledge of FCA regulations relating to Compliance, Data Protection, Anti Money Laundering, Consumer Credit Directive or Consumer Credit Act.
- Previous experience in an underwriting position and having held a mandate.
We are committed to providing an inclusive and accessible recruitment process. Candidates who require adjustments are encouraged to email us at [Employer hidden — sign up to reveal] or request a call back.
The Company
[Employer hidden — sign up to reveal] is a UK specialist banking group providing lending and deposit taking. We employ approximately 3,000 people, principally in the United Kingdom and Ireland. [Employer hidden — sign up to reveal] Group plc is listed on the London Stock Exchange.
Our specialist lending and deposit solutions include: Commercial, Retail (including motor finance), and Property.
At [Employer hidden — sign up to reveal], we are here to help people and businesses thrive over the long term.
The Benefits
Private medical insurance, discounted health checks, stakeholder pension, gym discounts, cycle to work scheme, purchase additional holiday, and more.
Documents
Download: [Employer hidden] Benefits and [Employer hidden] Adjustments in Recruitment Process.