Senior Associate, Wholesale Credit Risk

What is the opportunity?

This is a Senior Associate role within the Group Risk Management Wholesale Credit Risk team in London, focusing on corporates. Should you be shortlisted, do please let us know if you have any specific requirements for the interview. This is a permanent, full-time role and requires 4 days in our 100 Bishopsgate, London office.

What will you do?

• Responsible for the management and oversight of credit risk of an assigned portfolio of around 45 European focused corporate and leveraged finance loan and derivatives clients.
• The clients are active in a broad range of industries, including transportation, utilities, aerospace and defence, telecommunications, technology, services, healthcare, consumer and industrials.
• The role includes: risk assessment of portfolio counterparties; assigning an indicative Borrower Risk Rating at origination and adjudicating subsequent Borrower Risk Rating reviews; reviewing new loan originations and monitoring of existing portfolio; approving (within delegated authorities) or recommending new or additional credit risk exposure (lending and trading credit) to those entities.
• Work in partnership with the front office and other teams within GRM-Credit so that risks are proactively managed and decisions are consistent with the overall risk appetite of [Employer hidden — sign up to reveal].
• Provide support for the growth of [Employer hidden — sign up to reveal] Capital Markets business in the UK, Continental Europe and Australia.

What do you need to succeed?

Must-have

• Ability to assess a variety of loan structures, including financial statement (IFRS) and corporate credit analysis.
• Ability to assess business risk, supported by company reporting, financial, commercial and technical due diligence.
• Familiar with, and ability to review excel based financial forecast models.
• Work collaboratively with the front office teams (Investment Banking, Leverage Finance, Corporate Banking and Derivatives) to manage credit exposure within [Employer hidden — sign up to reveal] risk appetite.
• High level of drive and motivation to manage multiple credit requests concurrently during busy times.
• Able to prioritise and produce written communications to tight client deadlines.
• Strong presentation and interpersonal skills as role requires continual engagement with the front office on credit requests.

Nice-to-have

• Previous experience in corporate loan origination or at a rating agency.
• Accounting or CFA qualification.

What is in it for you?

• A comprehensive Total Rewards Program including bonuses, flexible benefits and competitive compensation
• Leaders who support your development through coaching and managing opportunities
• Opportunities to work with the best in the field
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• A world-class training program in financial services.

Agency Notice

[Employer hidden — sign up to reveal] Group does not accept agency resumés. Please do not forward resumés to our employees, nor any other company location. [Employer hidden — sign up to reveal] Group only pays fees to agencies where they have entered into a prior agreement to do so and in any event do not pay fees related to unsolicited resumés. Please contact the Recruitment function for additional details.

Job Skills

Business Data Analysis, Credit Analysis, Critical Thinking, Database Queries, Data Visualization, Decision Making, Long Term Planning, Operational Delivery, Quantitative Methods, Risk Management

Additional Job Details

• Address: 100 BISHOPSGATE:LONDON
• City: London
• Country: United Kingdom
• Work hours/week: 35
• Employment Type: Full time
• Platform: GROUP RISK MANAGEMENT
• Job Type: Regular
• Pay Type: Salaried
• Posted Date: 2026-04-28
• Application Deadline: 2026-05-08