About [Employer hidden — sign up to reveal]

Hi, we’re [Employer hidden — sign up to reveal]. We’re a fully regulated UK bank that powers the accounts and payments offerings of product-led fintechs and platforms like Uber, Yonder, Prosper, and Sidekick. By doing the heavy lifting behind the scenes, our customers can focus on what they do best - delivering amazing customer experiences. We’ve grown rapidly since our launch in 2024, and today provide the banking backbone behind products in remittance, payroll, wealth, insurance, proptech, payments, neobanking and more. We’re moving into card issuing, stablecoin infrastructure, and agentic finance next as we continue to support the next generation of product-led companies. Learn more about what we do.

Our culture

We believe that smart, motivated, conscientious people thrive in high-trust, high-autonomy environments and have done our best to create such an environment at [Employer hidden — sign up to reveal]. People who thrive here don’t require much hand-holding, and go out of their way to figure out how to contribute in the most valuable way possible. We've been remote-first since we were established in 2017 and we remain so today. Work here is asynchronous and fully flexible - because we want to be a part of your life in a way that helps you to get the most out of both your work and home life. We understand that our culture and ways of working aren’t for everyone, and we’re very intentional about our hiring process as a result. We won't hire people who don’t seem like a strong fit for our core values, even if they're otherwise extremely qualified. Our strong culture has helped us to remain a mission-driven company as we have scaled, and gives our people a clear, explicit operating framework and the space to focus on delivering real value for our customers. Learn more about our culture.

The Team

[Employer hidden — sign up to reveal]'s Chart team — what most companies call Finance — is our strategic engine room. We strike a careful balance between working closely with commercial and product on what's possible, and giving management, regulators and the Board a complete, accurate picture of the business. We’re objective and grounded in reality, while also looking to push the limits in terms of how a modern finance team looks and performs. The team of seven sits across four sub-teams: FP&A, Prudential, Treasury operations, and Financial Control.

The Opportunity

[Employer hidden — sign up to reveal] is entering one of its most consequential chapters, a growth phase and an expanding product roadmap. Current key projects include supporting our engineering teams on the technical design of Banksy, our in-house core banking system, and launching a new card issuing platform. As CFO, you’ll be expected to lead the Chart function. You’ll report to the CEO and work closely with them on strategic planning and budgeting for the business as a whole. You’ll also hold one of the two Executive Director seats on the Board and provide context from the business to the Board. This is a Senior Management role (SMF2) under the Senior Manager’s and Certification Regime (SMCR), meaning the role holder must comply with the FCA’s Fitness and Propriety Requirements.

What success looks like

In your first 6 months, you'll have defined the strategy for finance operations and taken full ownership of our regulatory submissions, keeping [Employer hidden — sign up to reveal] compliant and audit-ready. By 12 months, you'll have embedded yourself as a key partner to our Product and Engineering teams on Banksy, and played a central role in getting our new card issuing platform to market with the right financial foundations in place. While continuing to experience robust triple-digit % growth, we’re also orienting the business towards profitability. You’ll be responsible for leading from the front on financial discipline and making sure the business keeps costs under control while also working with the business to ensure it is adequately resourced to achieve its growth targets.

To do this you’ll own

• [Employer hidden — sign up to reveal]'s financial strategy and operating model, including full ownership of the Chart function and its evolution as we scale
• Chairing the Executive ALCO and overseeing all financial modelling, including ICAAP, ILAAP, Recovery Plan, Exit Plan and LCP
• All internal and external financial and regulatory reporting, and ongoing compliance with regulatory capital and liquidity requirements
• The relationship with our regulators, liaising with the PRA and FCA as appropriate and representing [Employer hidden — sign up to reveal] with credibility and candour
• Cross-functional collaboration with Product and Engineering on product build and launch, with a particular focus on pricing strategy and unit economics
• Supporting the CEO on fundraising and broader company growth strategy, including direct engagement with existing and prospective investors
• Driving high performance within the rest of the team and architecting a finance function for the AI era

Your background

To ensure this, we're looking for people who have: Banking and/or Fintech Experience; FP&A; Growth-minded partner; Performant, disciplined, hands-on; A good craftsman does blame his tools; Objective; Signal, not noise; Fresh perspective; Diplomat and consigliere; Spidey-sense; A love of writing. Nice to have: Previous SMF2 experience, prior board experience, regulatory liaison experience, fundraising experience.

What can we offer you?

• Remote-first flexibility: Work from anywhere in the UK
• Work from abroad: Up to 20 days a year
• Time off: 25 days’ holiday, bank holidays and a winter break
• Share options: Own a part of what we’re building together
• Pension: Auto-enrolment into our Penfold scheme
• Insurance: Private medical with Bupa (including family cover) and life insurance with AIG
• Wellbeing: 1:1 coaching and therapy sessions through Oliva
• Family leave: Enhanced parental leave with up to 6 months on full pay after two years’ service
• AI tools: Everyone has a Claude subscription on us and access to other premium tools
• Your setup: We’ll support you in creating a comfortable and effective WFH environment.

As a bank, we’re committed to maintaining the highest standards of security. This means that the successful candidate will need to complete background screening, and our offer will be conditional upon satisfactory review of these checks. This would include verification of right to work, criminal record, credit history, social media and professional reference checks.

How do I apply?

Are we your next move? Apply via the link below, if there's a match our Talent team will reach out to schedule an initial conversation and talk you through what happens next.

We’re remote-first

We trust people to do great work wherever they are. We hire across the UK and most of our team works remotely full-time. We have a small London office in Moorgate for those who want it, and about a third of the company is close enough to use it occasionally, but there's no expectation to be there. What matters is the work, not where you do it.

Under representation

Our goal is for [Employer hidden — sign up to reveal] to proportionally represent the diversity of the working population in society. We’re working to ensure that [Employer hidden — sign up to reveal] is a supportive, empowering and inclusive environment for every member of our team — whatever your combination of race, ethnicity, gender, age, sexual orientation, physical ability, nationality, neurodiversity, and religious beliefs. If you’re part of a group that is under-represented in fintech, we’d love to hear from you.

[Employer hidden — sign up to reveal] Bank Ltd request that recruitment agencies do not speculatively submit CVs to any employee or associate of our company unless explicitly asked to do so by a member of our Talent team.

Any CVs sent to any member of our team on a speculative basis will not be recognised and we will not accept liability for any fee or commission should we subsequently employ a candidate who applied to us directly or was introduced by an instructed agency that may also have been submitted speculatively by an uninstructed agency.