Requirements

• Accuracy, attention to detail and the ability to explain complex information clearly and simply.
• Strong communication skills; and the ability to ask appropriate questions of clients.
• Good analytical skills, money management skills and planning skills.
• Enthusiasm and willingness to assist clients.
• Ability to manage own workload.
• Flexible/adaptable to cope with change.
• To be motivated, friendly and professional at all times; and provide impartial unbiased advice.
• Excellent time management to ensure appointments are scheduled with realistic time frames.
• Act in a professional manner when dealing with colleagues/stakeholders.
• Ability to work as part of a Team; collaborating with the local team including Paraplanners and Administrators; and across the wider business as appropriate.
• Detailed understanding of the advice process.
• Detailed understanding of financial planning.
• Detailed understanding of products and solutions to meet client needs.
• Up to date knowledge of the financial market place.
• Good understanding of regulatory requirements; including Consumer Duty requirements; GDPR; and anti-money laundering requirements.

Responsibilities

• Provide clients with holistic financial planning and advice and make suitable recommendations on how to best meet their goals and financial objectives.
• Research the marketplace for available products and services, identify clients’ needs, design financial strategies and gain commitment from clients to proceed with recommendations.
• Provide first class financial planning and advice to both existing and prospective clients.
• Provision of strategic advice across a variety of financial products and services (pensions, investments and savings, protection).
• Assessing client’s financial circumstances, understanding their needs and developing a comprehensive financial plan.
• Making recommendations to clients that meet their goals and ambitions.
• Delivering annual reviews to clients on an ongoing service proposition.
• Ensuring all financial planning and advice is provided in line with the requirements of the FCA including focus on consumer duty requirements and ensuring compliance with all other relevant industry rules and regulations.
• Cultivating the client base and building relationships.
• Driving organic growth through generation of new clients and identifying new advice opportunities with existing clients.
• Keeping abreast of new industry developments; and researching the market to ensure that knowledge is current.
• Keeping up to date with financial products and legislation.
• Ensuring compliance with all requirements of an FCA certified function holder.
• Ensuring CPD is completed on a rolling 12-month basis to the required standard and is sufficient and appropriate for the areas in which you are certified to provide advice and kept up to date at all times.
• Maintaining performance standards in accordance with Consumer Duty outcomes and those outlined in the Key Performance Indicators section of the Training and Competence procedures.
• Ensuring that SPS via a recognised body is maintained at all times.

Due to the nature of the business the role may also include additional responsibilities considered reasonable by the Company.

Benefits

• 25 days holiday (rising with length of service) plus Bank Holidays
• Birthday Leave
• Holiday Purchase Scheme
• Enhanced Parental Leave
• Life Assurance
• Pension
• Corporate Eyecare and Extras Discount shopping discounts