Commercial Motor Trade Underwriter

🔒 Confidential Employer
Posted 6 May 2026
LOCATION
Ipswich
TYPE
Full-time
LEVEL
Mid-Senior level
SALARY
£40,000 / year
CATEGORY
Insurance
This role is not offered with visa sponsorship, though the employer is a licensed UK sponsor

SKILLS

Motor Trade Underwriting Commercial Awareness Negotiation Relationship Building Analytical Skills Decision Making Communication Skills Interpersonal Skills

FULL DESCRIPTION

Commercial Motor Trade Underwriter

[Employer hidden — sign up to reveal] is hiring a Commercial Motor Trade Underwriter. Permanent contract, full-time, hybrid. Location: multiple UK offices including Ipswich, Reading, Southampton, Maidstone, Bristol. Salary up to £40,000 dependent on experience.

Job Description

About [Employer hidden — sign up to reveal]:

[Employer hidden — sign up to reveal] is a global leader in insurance and financial services, dedicated to helping customers protect what matters most to them. As the sixth-largest insurance company in the world, we provide a wide range of services, including health, car, home, and business insurance. We support millions of customers worldwide, helping them navigate life's uncertainties with confidence.

[Employer hidden — sign up to reveal] protects businesses, from multinationals to micro start-ups, giving them the confidence to thrive.

Job overview:

We're looking to support the exciting growth across [Employer hidden — sign up to reveal] and bring to market an opportunity for two Motor Trade Underwriters to join our highly successful team. One of these positions is New Business and one is Existing Business. It’s an exciting time to join us, as we continue to transform the Motor Trade Specialist team, a virtual and national team that delivers consistent and efficient service to Motor Trade customers. As Motor Trade Underwriter, you’ll be key in driving profitable growth through effective underwriting of business cases and building relationships with brokers.

Key responsibilities:

  • Deliver planned financial results and demonstrate your contribution to loss ratio control by effectively adhering to branch underwriting controls.
  • Drive profitable growth through effective underwriting of cases, deliver trading targets and build underwriting relationships with customers.
  • Identify poorly performing accounts and investigate reasons for lack of retention, discuss actions with senior underwriters, Team Managers and Account Managers and implement those actions to increase retention and improve profitability.
  • Build effective trading relationships with Customers through trading activity and being recognised as a positive trading partner.

Work arrangements:

At [Employer hidden — sign up to reveal] we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers. You'll work at least two days a week (40%) away from home, moving to three days a week (60%) in the future. Away from home means attending the office, visiting clients or attending industry events. We’re also happy to consider flexible working arrangements, which you can discuss with Talent Acquisition.

Your skills & experience:

  • Understanding of Motor Trade underwriting is preferred with consideration given to experience in P&C underwriting.
  • Pragmatic decision-making with good analytic and interpersonal skills to be able to do this role effectively.
  • Strong trading capability with commercial awareness, negotiation skills and ability to build strong relationships.
  • Communication and presentation and interpersonal skills.

As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom.

This position has been defined as an Insurance Distribution Directive (IDD) role under the IDD regime which means that in addition to pre-employment screening checks, the successful candidate will be subject to background screening every 4 years with an annual declaration in interim years.

How to apply:

To apply, click on the ‘apply now’ button, you’ll then need to log in or create a profile to submit your CV. We’re proud to be an Equal Opportunities Employer and don’t discriminate against employees or potential employees based on protected characteristics. If you have a long-term condition or disability and require adjustments during the application or interview process, we’re proud to offer access to the [Employer hidden — sign up to reveal] Accessibility Concierge. For our support, please send an email to [Employer hidden — sign up to reveal].

We encourage you to apply for this opportunity as soon as possible, as we may close this advert earlier than the listed closing date.

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