Tech Lead

Who you are

• Expertise in systems architecture, including designing and managing complex domain models
• Advanced proficiency in software development using an object-oriented language
• Experience delivering and operating live customer-facing systems in a production environment
• Experience leading a team of engineers, including line management. Excel at balancing hands-on coding and project delivery with strategic planning, while developing the engineers you manage
• Product-focused mindset, with experience working with stakeholders such as Product and Strategy to turn unclear business problems into clear, actionable technical solutions
• Pragmatism in making high-stakes technical decisions, weighing trade-offs and explaining the impact on customers, timelines, and business goals
• Clear, concise written and verbal communication, prioritising the most relevant information and focusing on outcomes and impact

Desirable

• Experience with Python, Django, or PostgreSQL
• Familiarity with data analytics or machine learning processes
• Experience with complex data architectures, including event-sourced data models
• Numerical or technical background, ideally with a degree in maths, physics, computer science, engineering, or a related field
• Front-end development experience

What the job involves

The Repeats team manages the lending strategy and digital user experience of our recurring customers

They own all the product decisions that occur after a customer has taken their first funding

This includes the user journey for repeat customers, the eligibility, and document requirements for repeat applications, the offer terms (such as offered amount or pricing), among other things

The team continuously experiments with new product ideas and ensures these are delivered through an intuitive, high-performing digital experience

It has all the skills it needs to deliver this, including engineering, product, data, and design working together to align the strategy with customers needs and business goals

As the Tech Lead in the Repeats team, you will guide both the technical architecture and the engineers responsible for its delivery

You will lead the design and development of systems that intelligently route existing customers to the most appropriate credit assessment process and the most appropriate offer terms, based on their unique profile and needs

This means moving beyond static rules to build scalable, adaptive systems that integrate real-time data and business logic

This is a hands-on leadership role, from ideas to delivery with a focus on the long term, where you will manage the team's engineers, own the technical roadmap, and actively contribute to the codebase

• Own the technical road map for the Repeats team, re-architecting the team’s code to meet ambitious and dynamic challenges. This includes supporting a transition from rules-based to models-driven strategies
• Lead the evolution of our system architecture to optimise customer journeys and enhance decision-making and offer generation processes
• Collaborate with Tech Lead's in other teams to design and deliver a coherent system, with support from org-wide teams like a DevOps team
• Be an active, hands-on contributor to the codebase, leading by example in quality, testing, and performance
• Drive the technical strategy and execution for the Repeats team’s projects, translating product goals into well-architected, production-ready code
• Proactively identify and resolve technical debt and production issues, ensuring the long-term health and stability of the systems you own

You will be the direct line manager for three engineers, responsible for their performance, coaching, and career development

You will define and champion engineering best practices and standards, both within your team and as a senior leader in the wider engineering group