Chief Compliance Officer & MLRO

Chief Compliance Officer & MLRO

[Employer hidden — view at passion-project.co.uk] have been exclusively instructed to support a new start-up Fintech lending firm in their search for a Chief Compliance Officer.

You will:

• Oversee compliance processes and providing input on new product launches to ensure they are compliant with relevant legislation
• Provide leadership of internal committees covering all relevant areas of compliance & risk (conduct risk, credit risk, operational risk, financial crime, regulatory compliance, product approval etc.. )
• Liaise with the board and risk committee to ensure a robust organisational governance structure
• Horizon scanning of relevant legislation impacting the firm
• Undertake MLRO responsibilities/acting as SMF17
• Provide ownership of compliance monitoring plan
• Liaise with regulatory bodies
• Review and approval of financial promotions / marketing & distribution
• Lead the build out of the team and the risk & compliance infrastructure in line with growth

Requirements:

• Operated as an SMF16 & SM17 in a lending or consumer business
• Strong understanding of the FCA Handbook (particularly CONC, COBS, SYSC, COND, PRIN, PROD, DISP and SMCR)
• Experience of product governance with a good understanding of consumer duty
• Strong team player
• Excited to help build a fintech from the ground up

This is a hands-on, senior leadership position with SMF 16 & 17 accountability, giving you formal regulatory responsibility for both the compliance and risk functions. You’ll shape policies, frameworks, and risk culture at the ground level and play a key role in ensuring regulatory standards are embedded throughout the business.

▪️ Meaningful equity in a high-growth business — a chance to benefit as the company scales.

▪️ Influence over key risk and compliance decisions in a startup environment.

▪️ Work with a forward-thinking team delivering market-first fintech solutions.

Applicants must be located and eligible to work in the UK without sponsorship.

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