Credit Manager
🔒 Confidential Employer
Posted 24 April 2026
LOCATION
Solihull, West Midlands, England
TYPE
Full-time
LEVEL
Mid-Senior level
SALARY
£65,000 / year
CATEGORY
Credit Risk & Analytics
This employer holds a UK Home Office sponsor license — sponsorship for this specific role is at the employer’s discretion
SKILLS
Credit Underwriting
Asset Finance
Commercial Lending
Risk Management
Report Writing
Data Analysis
Communication Skills
FULL DESCRIPTION
Credit Manager
Permanent
Solihull, West Midlands, England (Remote)
Posted 3 months ago
£60k - 65k per year
Applications have closed.
Flexible Working: Hybrid
Credit Manager
Credit Manager- Asset Finance/ SME
2 days a week in the Midlands
£60K-£65K
*Must have Asset Finance background*
*Must have Commercial lending background*
My Client is on the search for a Credit Risk Manager to support the effective underwriting of Credit proposals across a breadth of residential buy-to-let, motor finance, residential property development and SME trading business sectors, either jointly approving within own personal delegated credit authority or supporting to Sanctioning Committee.
Duties And Responsibilities
- Consider underwriting referrals from the Bank’s various new business lines through the application of a Credit Committee mandate.
- Review, assess and (where appropriate) restructure credit recommendations for approval or onward recommendation to Sanctioning Committee.
- Complete 2nd line quality assurance oversight of new business applications by ensuring that the proposals being accepted are within the Bank’s risk appetite.
- Facilitate and chair monthly Credit Risk Review meetings between the business lines and Credit Risk.
- Participate in lending initiatives and projects as they relate to Credit Risk.
- Support the business lines in maintaining up to date and relevant policies & procedures.
- Support the Procurement Team in the annual credit review of key suppliers.
About You Skills
- A minimum of 10 years credit underwriting experience across a breadth of lending sectors.
- Direct experience of Asset Finance underwriting in the SME sector would be an advantage.
- Demonstrate an ability to operate a Senior Underwriting mandate through an understanding of risk appetites, capital considerations and complex corporate lending structures/entities.
- Ideally educated to degree level or equivalent.
- Ability to work self-sufficiently on own initiative and effectively manage completion of own objectives.
- A full and demonstrable understanding of the credit cycle through strong business awareness.
- Attention to detail and excellent investigation/risk management skills.
- Advanced report writing skills.
- Effective communication, presentation, and people management skills.
- Use of MS Office software for data analysis and review reports
Send your CV to [contact hidden]
*No sponsorship on offer*
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