Senior Property & Casualty Underwriter

🔒 Confidential Employer
Posted 23 April 2026
LOCATION
Birmingham or Bristol
TYPE
Full-time
LEVEL
Mid-Senior level
CATEGORY
Insurance
This employer holds a UK Home Office sponsor license — sponsorship for this specific role is at the employer’s discretion

SKILLS

Property & Casualty Underwriting Risk Assessment Broker Relationship Management Portfolio Management Market Analysis Underwriting Strategy Data Analysis Commercial Insurance

FULL DESCRIPTION

We’re looking for an experienced and forward-thinking Senior Property & Casualty Underwriter to join our team. In this pivotal role, you will take ownership of underwriting complex and high value new business cases, driving profitable growth across our P&C portfolio. You’ll act as a trusted specialist, supporting broker relationships, contributing to strategic decisions, and helping shape underwriting best practice across the team.

Key responsibilities:

  • Lead the assessment, underwriting, and pricing of new business opportunities within Property & Casualty, ensuring decisions support sustainable profitability.
  • Analyse complex risk information and provide clear, well-balanced underwriting recommendations.
  • Develop and maintain strong, proactive relationships with brokers and clients, acting as a senior point of contact on technical queries.
  • Contribute to portfolio management, market insights, and underwriting strategy to support continual improvement.
  • Collaborate with colleagues across underwriting, pricing, claims, and risk to ensure consistent and robust underwriting practices.
  • Stay ahead of market trends, regulatory changes, and emerging risks, sharing insights with the wider team.
  • Mentor and support junior underwriters, helping build technical capability and confidence across the function.

Your skills & experience:

  • Significant experience in Property & Casualty underwriting, ideally with exposure to complex or large commercial risks.
  • Strong analytical capability with the ability to interpret detailed data and make sound, informed decisions under pressure.
  • Excellent market awareness and understanding of P&C insurance trends, regulations, and competitor activity.
  • Confident communicator with the ability to influence stakeholders and build trusted relationships with brokers and clients.
  • Skilled in using underwriting tools, systems, and data to support decision making.
  • Highly organised with strong attention to detail and the ability to manage multiple priorities effectively.
  • A collaborative, proactive approach with a commitment to delivering high-quality outcomes.
  • Professional mindset, strong work ethic, and a passion for continuous improvement.
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