Senior Non-Standard Car Underwriter

🔒 Confidential Employer
Posted 20 April 2026
LOCATION
London
TYPE
Full-time
LEVEL
Mid-Senior level
SALARY
£60,000 / year
CATEGORY
Insurance
This employer holds a UK Home Office sponsor license — sponsorship for this specific role is at the employer’s discretion

SKILLS

Motor Underwriting Data Analysis Pricing Excel Power BI Communication Stakeholder Management

FULL DESCRIPTION

Senior Non-Standard Car Underwriter

We are looking for a Senior Non Standard Car Underwriter who thrives working with data, solving problems, and making fair, confident decisions. This is an important role within our Non-Standard underwriting team. You will help shape how we assess risk, support brokers, and guide product performance across a fast moving and specialist part of the market.

Main Responsibilities as Senior Non Standard Car Underwriter:

  • Make confident and profitable underwriting decisions for the non standard motor portfolio, ensuring they align with our risk appetite and business goals.
  • Use data tools and reporting to track portfolio performance, spot trends, and guide actions that protect results.
  • Assess new schemes and products, recommending fair pricing, clear underwriting rules, and improvements that support sustainable growth.
  • Shape and maintain underwriting acceptance rules to meet performance targets and drive profitable outcomes across your products.
  • Build strong partnerships with brokers and internal teams by leading reviews, producing high quality reporting packs, and ensuring accurate and compliant processing.
  • Drive innovation by analysing market changes, deepening your understanding of risk, and recommending improvements that strengthen our specialist position in the market.

Skills and experience you need as Senior Non Standard Car Underwriter:

  • Strong analytical ability, with confidence in interpreting complex data sets utilising Excel, Power BI dashboards and other tools to produce clear insight.
  • Deep understanding of motor underwriting and pricing principles, supported by hands on experience in underwriting and/or pricing roles.
  • Sound knowledge of the personal motor insurance market, including technical issues, regulatory expectations, and industry standards.
  • Familiarity with data and pricing tools such as Radar Live (or similar), using them to support fair pricing and informed decision making.
  • Excellent organisational, communication, and stakeholder skills, with the ability to manage multiple priorities and work well under pressure.
  • Solid understanding of insurance law, pricing techniques, and market directives.
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