Credit & Commercial Senior Analyst

About the role

We’re looking for an analytically-minded Credit & Commercial Senior Analyst to work our commercial & pricing strategy in our motor finance team (Autolend). This role is suitable for someone who loves using strong analytics to optimise our business, improve funnel performance while still delivering a good portfolio return.

You’ll be entrusted with thought leadership on our commercial strategy, and have a large remit to set up and optimise our pricing to help achieve our objectives.

You'll be part of a collaborative, ambitious organisation where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance.

Team's Objectives:

Autolend is building high performing portfolios, with bold growth targets and a commitment to responsible lending.

Your core responsibilities include:

• Optimising our pricing strategy, how much to lend and at what interest rate.
• Improving our conversion funnel, responding to qualitative feedback as well as data insights.
• Building a product that our customers and partners love.

How you'll impact those objectives

- Define our multi channel pricing & commercial strategy and continuously optimise it to grow the business while maintaining strong returns

- Discover insights from data using tools like Python and SQL to find opportunities and optimise our strategy

- Seek out novel strategies and commercial approaches we can take advantage of

- Obsess over competitor trends and our performance through our diverse acquisition channels, responding quickly to changes in the market

- Collaborate cross-functionally with product, engineering, data, and our external partners to improve funnel performance

- Monitor and assess the success of implemented strategies and continuously identify areas for improvement.

What you'll need to succeed

- Daily coding experience, with proficiency in Python and SQL ideally

- Proven experience in credit risk or commercial strategy roles, ideally within consumer lending.

- A strategic mindset and the ability to translate complex data into clear, actionable decisions.

- A focus on delivering results that align with both commercial and customer needs.

- A collaborative, open approach and a willingness to challenge your own assumptions

- Experience working in marketing / growth roles is a plus, but not required!

Interview Process

We’re not corporate, so we try our best to get things moving as quickly as possible.

• An initial phone conversation with a member of our team.
• Onsite interviews, including a practical case study and team conversations.
• A final discussion with a member of our executive leadership (C-suite).