Life Underwriter or Senior Underwriter

🔒 Confidential Employer
Posted 21 March 2026
LOCATION
Remote
TYPE
Full-time
LEVEL
Mid-Senior level
CATEGORY
Insurance
This employer holds a UK Home Office sponsor license — sponsorship for this specific role is at the employer’s discretion

SKILLS

Underwriting Life Insurance Customer Focus Communication Skills Risk Assessment Insurance Income Protection Critical Illness

FULL DESCRIPTION

About The Role

Team- Adviser Service Life  

Working Pattern - Home based. Full time, 37.5 hours per week.  

We are happy to discuss flexible working! 

Top 3 skills needed for this role: 

  • Experience in underwriting Life, Critical Illness and Income protection
  • Excellent customer focus and making the right decision
  • Ability to manage workloads independently and to work as a team

What this role is all about: 

In this role, you’ll play a vital part in helping people protect what matters most. You’ll review applications for life, serious illness, and income protection cover — making decisions that truly make a difference. Working closely with supportive colleagues across underwriting, operations, and distribution, you’ll ensure every outcome is fair, consistent, and high-quality. 

You’ll also be a trusted partner to our key distributors, building strong relationships through expert guidance and collaboration. This is your chance to make an impact while living our values: embracing innovation, working together, and always doing the right thing. 

Key Actions 

  • Underwrite life, serious illness, and income protection applications in line with [Employer hidden — view at passion-project.co.uk]’s underwriting philosophy and quality standards.
  • Collaborate with brokers to guide applications through the underwriting process smoothly and efficiently.
  • Provide authorisation and support for applications assessed by less experienced underwriters.
  • Contribute to the ongoing development of [Employer hidden]’s underwriting and service propositions.
  • Work closely with internal teams to ensure consistent, high-quality outcomes and a joined-up approach to member protection.

What do you need to thrive? 

  • Proven experience in underwriting life, serious illness, and income protection applications.
  • Strong interpersonal and communication skills, with the ability to build trusted relationships with brokers and internal teams.
  • Comfortable working in a fast-paced, regulated environment with a focus on quality and consistency.

So, what’s in it for you?

  • Bonus Schemes – A bonus that regularly rewards you for your performance
  • A pension of up to 12%– We will match your contributions up to 6% of your salary
  • Our award-winning [Employer hidden] health insurance – With its own set of rewards and benefits
  • Life Assurance – Four times annual salary

These are just some of the many perks that we offer! To view the extensive range of benefits we offer, please visit our careers page. Fantastic Benefits. Exciting rewards. Great career opportunities!

If you are successful in your application and join us at [Employer hidden], this is our promise to you, we will:

  • Help you to be the healthiest you’ve ever been.
  • Create an environment that embraces you as you are and enables you to be your best self.
  • Give you flexibility on how, where and when you work.
  • Help you advance your career by playing you to your strengths.
  • Give you a voice to help our business grow and make [Employer hidden] a great place to be.
  • Give you the space to try, fail and learn.
  • Provide a healthy balance of challenge and support.
  • Recognise and reward you with a competitive salary and amazing benefits.
  • Be there for you when you need us.
  • Provide opportunities for you to be a force for good in society.

We commit to all these things because we want you to feel that you belong, and are supported to be happy and healthy.

About You

About Us

We’re incredibly proud to be recognised for the culture we've created — recently being named one of Glassdoor’s Best Places to Work 2026, and in 2024 we were delighted to be awarded Top 10 Places to Work in the Sunday Times Awards.

[Employer hidden] is a multi-award-winning UK insurance brand, here to make the world a healthier, happier place.

We’ve been a purpose and values-driven business from day 1- long before it became fashionable. Our core purpose is to make people healthier and enhance protect their lives. [Employer hidden] pioneered shared-value insurance. We incentivise people to live healthier longer lives – they benefit, our business benefits, and society benefits. We’re successful because we attract, develop, and retain the best people – and because we care.

Plus, you get to join our 1.7+ million members with access to our unique health insurance and healthy living programme. Just to make sure you know our products inside and out.

Ready to find out if we’re the right fit for you? We can’t wait.

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Diversity & Inclusion

At [Employer hidden], we’re committed to diversity and inclusion because it’s good for our employees, for our business, and for society. We welcome applications from individuals of all backgrounds, experiences, and perspectives.

[Employer hidden]’s approach to sustainability

[Employer hidden] is a business that drives positive change. We reward people for making and sustaining healthier choices. But healthy people also need a healthy environment. To learn more please visit our Careers page. #LI-Hybrid

If we are fortunate in receiving a high volume of quality applications we may need to close this vacancy early. If you are interested, please submit your application as soon as possible.

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